Fire & Smoke Damage Claims

Do’s

Contact Labrador Claims Consultants

Take pictures of all of the damages

Change HVAC filter

Open Windows for ventilation

Limit any movement in the home or business to prevent further damage

Clean hands before touching upholstery, wall or woodwork

Dont’s

Turn on ceiling fans or lights – Any wet or damaged wiring may cause a fire hazard

Wash any walls, painted surfaces, upholstery or carpets

Clean electrical appliances close to fire, heat or water

Eat any exposed food

Use any electronics until cleaned and checked by a professional

 

A fire can occur from many different causes, such as lightning, electrical, appliance short circuit, careless disposal of smoking materials and cooking. Fire, smoke, soot and water damage during the extinction of the fire can cause extensive damage to your home and property. Your Florida Homeowner’s insurance policies may cover all of these damages.

Florida fires claims are usually complex and many factors will determine the outcome of your settlement. Don’t try to settle a complex Fire Damage or Smoke Damage claim on your own. Let the experts at Labrador Claims Consultants handle the insurance claim process for you. Whether the Fire Damage or Smoke Damage occurred at your Florida residence, your Florida commercial building, or your business, we are here to help!

 

Try to have as much of the following information as possible available when calling us to file a claim.

To start the claims process, we will need the following information:

  1. Policyholder information: Name of insured, address, phone number, e-mail and policy number
  2. Description of loss: Time and date of loss, location of incident, detailed description of damages
  3. Authority notification: Please note all authorities notified (fire dept., police, etc.) Emergency Service Companies &
  4. Damage Mitigation: Please let us know if you have already contacted any emergency service companies or performed any sort of damage mitigation.

 

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